Today's fast-developing economic environment demands a healthcare strategy which is more sophisticated than ever before. Destiny Health has responded to this challenge by developing a revolutionary new approach. Destiny's innovative structure combines a set of insurance benefits with a Health Reimbursement Arrangement (HRA) or Health Savings Account (HSA) that is controlled by members themselves. This system maximizes quality of care and controls healthcare costs, while empowering members (in consultation with their doctors) to make their own choices about the healthcare they receive.
This benefit structure brings together concepts previously thought to be incompatible:
- choice with affordability
- personal empowerment with comprehensive protection
It embodies true insurance principles, members' freedom of choice and the alignment of member incentives with those of Destiny Health. The result is an affordable, sustainable, highly flexible healthcare solution, which provides value-for-money for the healthy and comprehensive protection for the sick.
